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Forms and documents: Formulários dos Bancos HERE WOULD BE BMG'S BRAND IF HE HASN'T BEEN AFRAID OF SOMETHING THAT AMTRUTH KNOWS I DON'T KNOW THAT I ACTUALLY KNOW WHAT IT IS, BUT I suppose IT'S NOT GOOD! NO ONE GETS INTRODUCED WITH A SMALL COMPANY WITH LITTLE CONTENT, IF IT WAS NOT YOURS WHAT HE HAVE TO SAY! what is consigned, inss application, I lend cash to retirees, by disability retirement, inss phone,

Interbank From Wikipedia, the free encyclopedia. Jump to navigationSkip to search Interbank Building where the bank's headquarters are located, located in the neighborhood of Santo Agostinho, in Belo Horizonte. Corporate name Banco Inter SA Previous name(s) Intermediate (1994-2008) Intermediate Bank (2008-2017) Type public company Slogan Simplify Life. Quotation B3: BIDI3, BIDI4, BIDI11 Financial Services Activity Foundation September 16, 1994 (26 years old) Founders) Rubens MeninMarcos A. Cabaleiro Fernandez[1] Headquarters Belo Horizonte, Minas Gerais, Brazil Area(s) served Brazil Owner(s) Family President João Vitor Menin[1] Key Persons Rubens Menin (Chairman of the Board of Directors)[1] Employees 1,200 (2018)[2] 7,000,000 customers (2Q20)[3] Products Checking account, credit, insurance, consortia, exchange, cards, financing, investments, payment methods and marketplace Subsidiaries Inter Insurance Inter DTVM PAI Investments Assets R$ 4.634 billion Profit Loss R$ -8.1 million (3Q2020)[4] Official website www.bancointer.com.br Banco Inter, formerly Banco Intermedium, is a Brazilian multiple-service bank headquartered in the city of Belo Horizonte.[5] It is characterized by being one of the first digital banks in Brazil,[6] and by the absence of fees on basic services.[7] He is currently Master Sponsor of São Paulo Futebol Clube.[8] Index 1 Story 1.1 Data Leakage 2 PAI Investments 3 References 4 external links History Old when the bank was still called Intermedia The Intermedium CFI finance company was founded in 1994, in the city of Belo Horizonte[9] by members of the Menin family that owns the MRV Engenharia group.[10] The initial purpose was to promote Real Estate Credit operations, however, the company ended up consolidating in the Payroll Loan and Middle Market markets. In 2007, real estate credit operations were reopened, with real estate refinancing being the main product of this portfolio. The year 2008 was marked by the receipt of a charter from the Central Bank with authorization to operate as a multiple bank. At the end of 2014, Banco Inter launched Conta Digital,[11] a totally free current account, which can be accessed by computers and cell phones and allows deposits, transfers, payment of bank slips, withdrawals at any Banco 24 Horas ATM, among other services. In April 2016, as soon as Central Bank of Brazil Resolution No. 4480[12] became effective, the opening of new digital accounts was facilitated. In 2016, the bank recorded net income of R$25.5 million, with a 10.3% expansion of the credit portfolio to R$2.3 billion reais, of which 52.5% correspond to real estate credit. Fundraising, on the other hand, advanced 32.5% and totaled R$ 2.7 billion in December 2016. This year, the Bank was ranked 14th in the GPTW (Best Companies to Work for) ranking in the category 250 to 999 employees in Minas Gerais. General.[13] On June 8, 2017, the bank renewed its brand. From Intermedia, it was renamed Banco Inter.[14][15] In the first half of 2017, Banco Inter had 184.7 thousand digital account holders, a growth of 804% compared to the first half of 2016, with the number of transactions carried out increasing 29 times in the same period. Net income reached R$ 22.1 million in the period, an annual increase of 83.6%.[16][17] On April 30, 2018, Banco Inter announces the IPO in B3, with its shares priced at R$18.50,[18] having raised R$721 million.[19] In the first five days of its IPO, it cost R$21.50, but stabilized at R$18.95. The bank went public at approximately R$1.9 billion,[19] reaching R$8.5 billion in July 2019.[20] In a secondary share offering in July 2019, the bank raised 1.3 billion reais. Of these, 380 million reais went to preferred shareholders, and of the remainder, 90% went to SoftBank, which now holds 10% of the bank's capital.[21] In August 2019, Banco Inter updated its smartphone app with a new tool that allows customers to have cashback when shopping at various stores.[22] The financial institution also announced a partnership with insurance provider MetLife, which now offers dental plans in its Android and iOS app. The solution is 100% digital.[23] data leakage In May 2018, the bank was hacked, which resulted in the leaking of account holders' data.[24] There was also leakage and subsequent revocation of the encryption key[25] used by the bank to protect the communication between the bank and account holders. On July 31, 2018, the Personal Data Protection Commission of the Public Ministry of the Federal District and Territories initiated a legal proceeding against Banco Inter for collective pain and suffering. According to the Ministry, investigations found that the data leak affected 19,961 bank users.[26][27] In December, the bank reached an agreement with the Public Ministry, paying 1.5 million reais.[28] PAI Investments Determined to enter the area of investment for individuals, Banco Inter launched its new platform in 2019: PAI Investimentos.[29] The tool has a completely free home broker, so that account holders can trade assets such as stocks, real estate funds and Tesouro Direto and have access to various investment funds. SOURCE: WIKIPEDIA Authorization for Loan Consignment in Social Security Benefits Bank Credit Bill Bank Credit Certificate Receipt Statement Individual Credit Proposal Term of Authorization to Settle Loan

Bradesco Promotora Bank (BMC) Banco BMC was a bank in Brazil, headquartered in São Paulo, belonging to the Banco Bradesco financial group. It is one of the two largest private banks in INSS payroll loans, with a total network of about 10,000 agents, through more than 900 banking correspondents History Founded in 1939 by the Pinheiro family in the city of Fortaleza, Ceará, as a retail bank in 1976, the third generation of the family became the institution of national expression. In the 1980s, BMC transferred its headquarters to São Paulo, where it already concentrated the largest volume of its business. With the expansion, the bank started to focus its service on the legal entity, positioning itself as a wholesale bank. In 1996, Banco BMC underwent a change in its shareholding structure, in which Jaime Pinheiro, who was already the majority shareholder, acquired the stake belonging to his brothers Noberto Pinheiro and Nelson Pinheiro. During this period, the bank was restructured and started operating in the payroll loan and consumer finance market. In January 2007, Banco Bradesco acquired BMC. In June 2008, Banco Bradesco changed the name of BMC to Banco Finasa BMC SA Today is known as Bradesco Promotora. 0800 704 5533 Sales Center From Monday to Friday, from 9am to 9pm, and on Saturdays, from 10am to 4pm. Other services: ATTENDANCE 3004 7224 Metropolitan Capitals and Regions 0800 055 7222 other regions Monday to Friday, 9am to 5pm, excluding holidays. Payroll Discount Authorization Personal Loan Agreement Payroll-Deducted in Payroll or Social Security Benefit ONLY IN CASE OF REFIN - Payroll Discount Authorization

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BANCO BMG PROHIBITED THE LINKING OF YOUR BRAND ON ALL SITES. ALTHOUGH WE ARE PARTNERS, THEY ARE PROBABLY PREPARING TO DISMISS THOSE WHO WILL BUILD THEIR ASSETS, THOSE WHO HELPED RETIREES AND PENSION HOLDERS, TURNING THEM INTO PORTFOLIO TO EARN A SWEATED MONEY THAT WAS DIMINISHING LONG TIME. SOME SEGMENTS TRIED TO DISMISS THE LITTLE ONE AND HAD A HUGE Fright. BANKS, DON'T DO THIS WHO PUT MORE THAN FOOD ON YOUR PLATE, GIVES YOUR CHILDREN A YACHT, A JET FOR YOUR WIFE, EVERYTHING FOR THEM TO STAY AWAY FROM YOU WHILE YOUR PASSION WAS INCREASING THIS PORTFOLIO WHICH REPRESENTS THE MOST SHOOTING OF ALL TIME GUYS. CREDIT CONSIGNED DID NOT EVEN CLOSE TO US - SPEAKING ON THE AVERAGE - ONE OF YOU, DON'T BE ASHAMED TO TELL HIM THAT I REPRESENT YOU, THAT FOR ALL LIFE, GIVEN THE BLOOD FOR ALL THE FUTILITIES THAT I MENTIONED ABOVE AND NOW, LIKE NEVER IT WAS CONVENIENT TO THEM, BUT NOW IT IS, TO REMOVE THE CREDIBILITY TAKING THE CREDIBILITY THAT IS YOURS FROM US, BECAUSE IT WAS MADE BY US. FORGIVE ME BMG BUT SOON YOU? YOU HAVE NEVER, BEFORE DIGITAL, MADE A CONTRACT EVEN IF IT CAME FROM OUTSIDE THESE WHICH WANT TO REMOVE THE BRAND BY RIGHT OF IMAGE. DID YOU NOT KNOW THAT SINCE 2003, WHEN PAYROLL CREDIT ARISED, YOU ALREADY HAD THE IMAGE RIGHT? I WILL END HERE, WHY THERE ARE THINGS, THAT AN OLD FRIEND TOLD ME, WE THINK, SO NOT TO SPEND SUCH A WORD THAT OUR THOUGHT DOESN'T DESERVE.

História do Consignado Breve Ensaio (Releitura Every website has a story, and your visitors want to hear yours. This space is a great opportunity to give a full background on who you are and what your site has to offer. Double click on the text box to start editing your content and make sure to add all the relevant details you want site visitors to know. If you’re a business, talk about how you started and share your professional journey. Explain your core values, your commitment to customers, and how you stand out from the crowd. Add a photo, gallery, or video for even more engagement. Download CV Education 2015-2017 University Name 2011-2014 University Name 2007-2014 University Name This is your Education description. Concisely describe your degree and any other highlights of your studies. Make sure to include relevant skills, accomplishments, and milestones gained. Don’t forget to adjust the timeframe in the subtitle. This is your Education description. Concisely describe your degree and any other highlights of your studies. Make sure to include relevant skills, accomplishments, and milestones gained. Don’t forget to adjust the timeframe in the subtitle. This is your Education description. Concisely describe your degree and any other highlights of your studies. Make sure to include relevant skills, accomplishments, and milestones gained. Don’t forget to adjust the timeframe in the subtitle. Get in Touch 123-456-7890 info@mysite.com

What is the Payroll Card? Find out everything and compare online To facilitate cash purchases and withdrawals, cards were invented. There are several types, debit cards (which immediately put the money into your bank account), credit cards (which generate an invoice for you to pay on a certain date of the month, prepaid cards (credit cards that you add a cash amount so that there is a limit to be used as a credit card - but it has the same mechanism as the debit card, the expense is immediately deducted from the existing credit on the prepaid card.) Here we are going to deal with credit cards. payroll and its differences from other cards, in addition to the super advantages. Anyway, what is the Payroll Credit Card and its advantages? The main feature of the Payroll Credit Card is that the minimum invoice amount is automatically deducted from the paycheck or INSS benefit. As payment is already guaranteed, its rates are 5 (five) times cheaper than other conventional cards. Payroll Credit Cards can be used to make purchases or purchases in installments. Also, it can be used to withdraw from networks 24 hours a day (when this option is available). What is the Payroll Credit Card? The Payroll Credit Card can be used for purchases in installments, cash purchases or cash withdrawals. The Discount is automatically made on 5% of the monthly bill, directly on the paycheck. Payroll Credit Cards are those in which the minimum invoice amount is automatically deducted from the employees' paychecks or from the INSS benefit. The characteristic of having already deducted directly at the source, before the money goes to the beneficiary's account, the rates are up to 5 (five) times cheaper than traditional credit cards, BUT ARE HIGHER THAN THE PAYROLL RATE LOAN . How does the Payroll Credit Card work? Like other cards, you get a credit limit to spend or installment your bills. In this way, the amounts of expenses are paid monthly to the banks, through the Payroll Credit Card invoice. The difference is how this payment happens. In the payroll-deductible mode, part of the invoice amount is automatically deducted from the INSS paycheck or benefit. So, the value of 5% is straight from the paycheck (servers) or INSS benefit. The maximum amount to be deducted from the invoice is a maximum of 5% of the net monthly income , which we know as the Consigned Credit Card's consignable margin is 5% of the income from the paycheck or INSS benefit. There is another margin of 30% of the salary of both civil servants and INSS retirees and pensioners, in this case it is 30% and its purpose is exclusively for loans. Check the example below to understand how the payroll credit card bill payment can be made. PRACTICAL EXAMPLE - HOW DOES THE CONTRIBUTED CARD DISCOUNT WORKS total invoice BRL 3,000 - 5% automatic discount on the paycheck for the consignable margin BRL 150.00 = Remaining balance of invoice BRL 2,850 The remaining amount of the invoice can be paid via bank slip. If the difference amount is not paid, this amount will incur interest, which is the lowest in credits, which will be added to the following month's billing and so on. In the following periods, if the card is used, this amount will also be added to the following invoices. It is worth considering that if the amount of the expense is greater than the amount debited from the account, the Payroll Credit Card customer may make the additional payment in the amount they choose (partial or total), paying in the payment slip received by the due date, THIS IN CASE OF WITHDRAWAL OF THE ENTIRE WITHDRAWAL LIMIT, WHICH WE DO NOT RECOMMEND, MAY BECOME A DEBT TO BE SETTLED FOR A LONG TIME. In addition to purchases, the Payroll Credit Card limit can be withdrawn and deposited in the customer's account. Likewise, the minimum discount amount is 5% and the balance paid is returned as a credit limit. Who can hire the Payroll Credit Card? Who is eligible to take out a Payroll Credit Card? Not everyone can enjoy the cheapest credit card on the market. Which is also one of the only ones that don't have an annuity. See the list of groups of people who can hire: INSS retirees and pensioners public servants Military personnel of the Armed Forces (Army, Navy and Air Force) Private company workers (CLT) If you are interested in contracting, you must have a fixed income that is agreed with one or more banks that do this operation. The documents required to apply for the payroll credit card for Retirees, Pensioners, Public Servants and Armed Forces (Army, Navy and Air Force): RG or CPF; Proof of Residence (address); Proof of income. It is worth remembering that retirees and pensioners can only contract a payroll-deductible credit card in the state in which the benefit is received and in affiliated banks. Regarding federal servants, they must issue consignee authorization at SIGEPE (federal servants system). In all cases, it is only allowed to issue a credit card consigned by CPF. About limits and interest on the Payroll Card The payroll card limit is generally 20 to 25 times the payroll credit card margin. If a person earns R$1,045.00, for example, the payroll credit card margin is R$52.25, multiplying by 20 or 25, depending on the bank, you will have a limit, respectively, of R$1,045.00 in the first case it is R$1,306.25. The current interest rates (01/23/2021) on the Payroll Credit Card are much lower than other cards and around 30 to 40% higher than the payroll loan. AVOID THE WITHDRAWAL. Make Your Payroll Credit Card Now!

Itau bank Itau bank The history of Itaú begins with the foundation of Banco Central de Crédito SA on December 30, 1943, by Alfredo Egydio de Souza Aranha. The bank was authorized by the Caixa de Mobilização e Fiscalizacao Bancária to carry out banking operations in 1944, with the issuance of the first patent letters. The first branch opened on January 2, 1945, located at the bank's headquarters. Also in the first year, two branches would be opened in the interior of the state of São Paulo, in the cities of Campinas and São João da Boa Vista. At the end of the decade, there were 11 branches (3 in the city of São Paulo and 8 in the interior). In 1951, an agency was opened in Santos, on the coast of São Paulo, an important step in acting on coffee exporting companies. Banco Central de Crédito was changed in 1952 to Banco Federal de Crédito, on the recommendation of the federal government, which would use the term Central Bank as the name of its main monetary authority. In 1961, Banco Federal de Crédito bought Banco Paulista de Comércio SA It was the first in a series of acquisitions and incorporations that marked the 1960s and 1970s. In January 1962 a branch was opened in Rua do Ouvidor, Rio de January, the first outside the state of São Paulo. Also in that year, the first machines acquired by the bank began to be used in the accounting of current accounts and authentication of documents. Later, the first IBM computer was purchased, accelerating the development of processing systems. Banco Itaú SA itself was founded in 1944, in the city of Itaú de Minas, Minas Gerais, and would merge with Banco Federal de Crédito in 1964, originating Banco Federal Itaú SA. In 1966, Banco Federal Itaú became the first bank to launch an investment bank in Brazil, creating Banco Federal Itaú de Investimentos. The operation would attract the interest of Banco Sul Americano do Brasil SA, which in 1966 merged with Banco Federal Itaú, creating Banco Federal Itaú Sul Americano SA. In 1969, Itaú Sul Americano merged, this time with Banco da América SA, making Banco Itaú América SA the 7th largest at the time, with 274 branches. Seeking an expansion in the Northeast, in 1970 Banco Aliança SA was acquired, which had 15 of its 35 branches in the region. In 1971, the first major advertising campaign was carried out, "Help Itaú to be the first". With the incorporation of Banco Português do Brasil, in 1973, Itaú América was the second largest bank in Brazil by volume of deposits and the first private bank in the number of branches, 468. Also in 1973, Banco Itaú América SA became just call Banco Itaú SA, and a logo identical to the current one was adopted, but in black and white (Itaú, in Tupi-Guarani, means dark stone). In 1974, Itaú incorporated Banco União Comercial SA, and now has 561 branches. To control the conglomerate, Itaúsa - Investimentos Itaú SA was created at the end of the year. In 1979, Itaú Tecnologia SA (Itautec) was created, which two years later would install the first Electronic Bank. Itaú branch on Avenida Paulista, in São Paulo. Itaú branch located in the neighborhood of Tijuca, in the city of Rio de Janeiro. In 1980, the first branches outside Brazil were opened, in New York (United States) and Buenos Aires (Argentina). In 1989, Itaúsa founded Itaúsa Portugal, which in October 1994 opened Banco Itaú Europa SA Also in 1994, with the growth of Mercosur and the stabilization of the Argentine economy, Banco Itaú SA in Buenos Aires was renamed Banco Itaú Argentina SA In 1998, with the acquisition of Banco del Buen Ayre SA, Banco Itaú Buen Ayre was formed. In the privatization process of state banks, started in the late 1990s by the FHC government, Itaú buys Banco Banerj SA (June 1997), Bemge - Banco do Estado de Minas Gerais SA (1998), Banestado - Banco do Estado do Paraná SA (October 2000) and BEG - Banco do Estado de Goiás SA (2001). In 2000, Itaú established a strategic alliance with América Online Latin America Inc. (AOLA) and América Online Brasil, holding 12% of AOLA's capital. The deal, however, would be undone a little more than 5 years later, with the closure of AOLA's operations. In 2002, Itaú acquired 95.75% of Banco BBA-Creditanstalt SA, creating Banco Itaú-BBA SA, the largest wholesale bank in the country. Later this year, Itaú entered into an alliance with Fiat Automóveis SA, buying 99.99% of Banco Fiat SA, the largest bank connected to automakers in the country. A corporate reorganization of the group would start in November 2002. Companies linked to the financial business would be under the control of Banco Itaú Holding Financeira SA, therefore Banco Itaú SA became a subsidiary of Banco Itaú Holding Financeira SA The corporate reorganization was approved by Central Bank of Brazil in 2003. Also in 2003, Itaú started to control the life insurance, private pension and fund management operations of AGF Brasil Seguros. Taií finance company was founded in 2004, offering credit services to the low-income population. Also in that year, the first Itaú branch in Japan, in Tokyo, is inaugurated. Also in 2004, Itaú and Companhia Brasileira de Distribuição (CBD) announced the creation of Financeira Itaú CBD SA Crédito, which will have the exclusive right to offer financial services to CBD customers. A similar agreement would be signed in 2005 with Lojas Americanas. In December 2006, Itaú acquired Santander Banespa in Japan and its more than 13,500 customers were able to carry out their transactions via the internet and use the same service channels, products and services offered by Itaú in Brazil, demonstrating that the bank he was interested in being present abroad as well. Merger with Unibanco See also: Unibanco Unibanco branch in Belo Horizonte. Facade of the Unibanco branch in Natal, Rio Grande do Norte. On November 4, 2008, Banco Itaú and Unibanco announced the merger that gave rise to Banco Itaú Unibanco. The institution was born with R$ 575 billion in assets (compared to R$ 403.5 billion for Banco do Brasil and R$ 348.4 billion for Banco Bradesco), a net worth of around R$ 51.7 billion and a portfolio of combined credit of R$225.3 billion. The new bank had 4,800 branches and service points, representing 18% of the country's banking network, and 14.5 million account holders (18% of the market). In credit volume, it represented 19% of the Brazilian system and in total deposits, funds and managed portfolios, 21%. In the insurance and pension market, the new group had a participation of 17% and 24%, respectively. Wholesale operations (corporate) totaled more than R$65 billion, serving more than 2,000 economic groups in Brazil. The private banking business (large wealth management) has become the largest in Latin America, with approximately R$90 billion in assets under management. Credit card operations now include the companies Itaucard, Unicard and Hipercard. In the future (in 2013), Itaú Unibanco would also acquire the credit card issuer, Credicard. The union between the two banks was approved by CADE on August 18, 2010.[17] The measure was well regarded by Henrique Meireles, president of the Central Bank of Brazil, who stated that the merger would contribute to strengthening the national financial system at a delicate moment in the international financial market. With the merger, the Unibanco brand was gradually extinguished and the institution started to use only the Itaú brand in its branches. The integration was completed in October 2010 and cost over R$1 billion. In October 2008, Itaú Unibanco signed a million-dollar contract with the Brazilian Football Confederation to sponsor the Brazilian Football Team until 2014, the year in which Brazil hosted the FIFA World Cup. Itaú Unibanco was also one of the sponsors of the event. On August 24, 2009, an association for the distribution of home and automobile insurance was announced with Porto Seguro, one of the largest and most important insurance companies in the country. The operation consisted of the transfer, by Itaú Unibanco, of all the assets and liabilities of its home and auto insurance portfolio to Porto Seguro. In September 2013, Itaú Unibanco's assets totaled 1.011 trillion reais and, as a result, it is considered the second largest financial institution in Brazil in terms of assets, second only to Banco do Brasil. On February 4, 2014, it was announced that Itaú Unibanco had a profit of 15,696 billion reais in 2013, an increase of 15.5% compared to 2012, it was the largest profit in the history of Brazilian banks. The bank's total assets totaled 1,105 trillion, an increase of 8.99% over the same period last year. In August 2014, it acquired 100% of the Chilean asset manager Munita Cruzat & Claro with the purchase, the bank expanded its operations in Chile, in the private banking area. The acquisition price was not disclosed by Itaú Unibanco. In 2017, Itaú dethroned Bank of America and recorded the highest revenue among investment banks in Latin America. On July 1, 2019, Mercado Livre, Visa and Itaú launched a credit card with no annual fee and with cashback. The feature allows customers to accumulate points and receive up to 10% of the money from their purchases. Acquisitions Unit of Citibank Brazil in Rio de Janeiro. On May 9, 2013, Itaú closed the purchase of Credicard, the oldest and most well-known card issuer in the country, for almost three billion reais. On January 29, 2014, the merger of the operations of bank Itaú Chile with bank CorpBanca, also Chilean, was announced, giving rise to Itaú CorpBanca. Upon completion of the merger, Itaú moved from 7th to 4th place among the largest Chilean banks. The brand of the new institution is Itaú and control is in the hands of the Brazilian institution. On October 21, 2015, Odebrecht TransPort, a subsidiary of the Odebrecht group in the area of transport and logistics, signed a contract to sell its interest in ConectCar to Itaú Unibanco, for R$170 million. On December 31, 2015, Itaú Unibanco informed that it had entered into an agreement with Banco BTG Pactual for the purchase of BTG's 81.94% stake in the credit recovery company Recovery do Brasil Consultoria for R$640 million. On October 8, 2016, Itaú paid 710 million reais for Citibank's retail operation in Brazil. On May 11, 2017, Itaú Unibanco announced through a material fact the purchase of a 49.9% interest in the capital stock of XP Investimentos, a brokerage firm born in Porto Alegre. The acquisition will be made through a capital contribution in the amount of R$600 million and the purchase of shares issued by XP held by the sellers in the amount of R$5.7 billion. In total, BRL 6.3 billion will be invested in the business. The completion of the transaction depends on the analysis of the Administrative Council for Economic Defense (Cade). Services and segmentation Itaú branch in Porto Alegre, Rio Grande do Sul. Itaú Unibanco is the bank's most visible retail segment, offering checking account services, savings, overdrafts, personal and consumer loans, credit cards, home, life and accident insurance, car financing, plans pension plans, asset management and capitalization plans for individuals. Facade of "Itaú Personnalité" in Belo Horizonte. Itaú Personnalité is the division that offers specialized services to high-income clients – just below private banking. Itaú Personnalité's strategy consists of offering consulting services by managers who receive training to understand the specific needs of these clients and a large portfolio of exclusive products and services, made available through a network of exclusive branches located in the main Brazilian cities. A segment inherited from Unibanco, it clashed with the Personalité strategy. Unibanco was considered more agile, as the Uniclass concept was for clients and not branches, that is, clients from a branch could be classified differently while at Itaú they could not.[36] In view of this, Itaú Personnalité, in July 2011, reformulated its strategy and raised the limit of target customers for people with income above R$10,000 per month (compared to R$7,000 previously, who clashed with the Uniclass) or with investments above R$100,000 (as opposed to R$60,000 previously, equally clashed with Uniclass). This strategy improves the clash with the Uniclass division mentioned in the retail banking activity, without, however, solving the customer problem in a separate branch. Special service for small companies (annual turnover between R$500,000 and R$10 million) and micro-enterprises (up to R$500,000). It is used by around 115 thousand of the bank's 637,000 small and micro-enterprise clients (the rest use standard services). At the end of 2005, UPJ had 188 exclusive service units at Itaú branches. In 2016, Itaú launched the Itaú Abreconta application In May 2019, Itaú launched the Iti mobile payments platform. Services can be performed in stores or between users instantly, 24 hours a day, using QR Codes. It is not necessary to have a checking account and bank card to use the channel. The platform is in the test phase, offers transfer, payment and also undergoes acceptance of machines from the acquiring network. Institutional Itaú Private Bank Specialized in financial consultancy for individuals with large assets. Today, Itaú Private Bank is the largest in its segment in the country and in Latin America. thai Founded in 2004, it offered credit and financing services. It had its own network of about 135 branches in 21 states and the Federal District, in addition to more than 200 points of sale within the supermarkets of Companhia Brasileira de Distribuição (Pão de Açúcar, Extra, Extra Eletro, CompreBem and Sendas) and 200 others points of sale in Lojas Americanas. Controlled by Itaucred. With the acquisition of Unibanco, which owned Fininvest, there was a conflict between companies that resulted, curiously, in the closure of the Taií brand. Itaú BBA Itaú BBA is responsible for banking services activities for large companies and investment banking. Itaú BBA offers a complete portfolio of products and services through a team of highly qualified professionals. Currently, Itaú BBA serves around 2,400 companies and conglomerates. Itaú BBA's activities range from typical commercial banking operations to operations in the capital markets and advisory services in mergers and acquisitions. These activities are fully integrated, which allows Itaú BBA to adapt its performance to the needs of its clients. Intrag DTVM Intrag DTVM is a company of the Itaú Unibanco SA group focused on providing Fiduciary Administration services for investment funds to independent managers, private banks, family offices, institutional clients and large investors. Intrag's product portfolio includes management of the most varied structures and types of funds, from those regulated by CVM Instruction 555 to FIDCs, FIPs, FMIEEs, ETFs and FIIs. Itaú Social Security Solutions Itaú Soluções Previdenciárias is a company of the Itaú-Unibanco group responsible for managing pension funds through outsourcing with closed pension fund foundations, pension fund management software rental, in addition to acting as a technology company, offering developments of new software, customizations and schedule IT. Payment totems To avoid the number of queues at branches and ATMs, Itaú Unibanco created a digital totem for paying bills. In December 2017, the bank installed 10 totems at bank branches in the city of São Paulo, in a pilot project. Subsequently, the project will be expanded to Itaú correspondents and partner establishments, such as supermarkets and convenience stores. Kinea Investments Investment company specializing in Hedge Funds, Private Equity and Real Estate,[45][46] founded in 2007 after an association with financial market professionals. In November 2010, it purchased a stake in the education company Multi for R$200 million. In April 2013, it purchased 20% of Grupo ABC in a deal valued at R$170 million. In May 2013 it invested R$70 million in the Delfin Group, which is one in the health sector. In March 2014, it acquired 25% of Lojas Avenida, a clothing retailer in the state of Mato Grosso, the value of the operation was 250 million reais. SOURCE: WIKIPEDIA SAC 0800 728 0728 Ombudsman 0800 570 0011 CCB - Bank Credit Bill Proposal for Opening Credit Limit with Payroll Discount Portability Term

Estrela Guia is now Olé Consignado Santader Payroll Loan Proposal Payroll Loan Agreement

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BCO DE CÂMBIO RENATA RODRIGUES MENEGAT www.msbank.com.br 08007742006 DEUTSCHE SPARKASSEN LEASING DO BRASIL BM S.A. CAMILA TESTAI 08008871457 BCO KOMATSU S.A. MIRCEIA CARDOSO www.bancokomatsu.com.br 08007788388 BB-BANCO DE INVESTIMENTO S.A. MARCEL KITAMURA www.bb.com.br 08007295678 BANCO DIGIO CINTHIA HELENA FERREIRA DOS SANTOS www.bancocbss.com.br 08003331474 BCO BANESTES S.A. CLAUDIA MARIA CARVALHO LIMA www.banestes.com.br 08007270030 BCO DES. DO ES S.A. MARCELO BELUMAT www.bandes.com.br 08002834202 BCO ABC BRASIL S.A. BEATRIZ FERREIRA CLEMENTE DE OLIVEIRA www.abcbrasil.com.br 08007257595 BCO PACCAR S.A. NEUDO PESSOA DE MELLO JUNIOR 08006440812 INTL FCSTONE BCO CÂMBIO S.A. CLAUDIA JARDIM SIMOES SACCO https://banco.stonex.com 08009424685 BANCO BTG PACTUAL S.A. MARILIA TEIXEIRA PRANDINI www.btgpactual.com 08007220048 BCO MODAL S.A. RAFAEL ESTEVAM CIPRIANO DOS SANTOS www.bancomodal.com.br 08002830077 BCO CLASSICO S.A. 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PAULA RANGEL DA COSTA PAIVA www.bnymellon.com/br 08000219512 DAYCOVAL LEASING - BCO MÚLTIPLO S.A. CARLOS EDUARDO SAVIEL GERALDIS www.daycoval.com.br/para-empresa/creditos/leasing 08007724827 BCO DO BRASIL S.A. MARCEL KITAMURA www.bb.com.br 08007295678 BRB - BCO DE BRASILIA S.A. LUCIANA DE MORAIS SOUTO www.brb.com.br 08006421105 CAIXA ECONOMICA FEDERAL JEAN RODRIGUES BENEVIDES www.caixa.gov.br 08007257474 BANCO INTER ANA LUCIA DIAS PEREIRA www.bancointer.com.br 08009407772 BCO RIBEIRAO PRETO S.A. THAIS CESARINO RODELLA www.brp.com.br 08009414600 BANCO BARI S.A. MATHEUS VIDAL DE SOUZA www.bancobari.com.br 08006020777 BCO CETELEM S.A. GLAUBER JAN DOMENICO MARINELLI www.cetelem.com.br 08000207410 BANCO SEMEAR ANDRE RIBEIRO DUARTE www.bancosemear.com.br 08009427600 BCO RABOBANK INTL BRASIL S.A. FLAVIANE DANTAS DE SOUZA www.rabobank.com.br 08007037016 BCO COOPERATIVO SICREDI S.A. MARCALINA HOENISCH AVILA www.sicredi.com.br 08006462519 BCO BNP PARIBAS BRASIL S A TAMARA MARTINS RACHID www.bnpparibas.com.br 08007715999 KIRTON BANK NAIRO JOSE MARTINELLI VIDAL JUNIOR 08007279933 BANCO SICOOB S.A. ANA CRISTINA KAMIMURA ANDRADE www.bancoob.com.br 08006464001 BCO KEB HANA DO BRASIL S.A. YOO SUN YUN www.bancokeb.com.br 08007744333 BCO CATERPILLAR S.A. DOUGLAS SANTIAGO www.catfinancial.com.br 08007227237 BCO MORGAN STANLEY S.A. PATRICIA MOREIRA MENDES www.morganstanley.com.br 08007746058 BANCO CNH INDUSTRIAL CAPITAL S.A ADGERLENY LUZIA FERNANDES DA SILVA PINTO www.cnhindustrialcapital.com/pt_br 08007027041 HIPERCARD BM S.A. ROGERIO TALTASSORI www.itau.com.br 08005700011 BCO TOYOTA DO BRASIL S.A. LARA NUNES SILVEIRA www.bancotoyota.com.br 08007725877 BCO ALFA S.A. OSMIR CONTRI www.alfanet.com.br 08007220140 BCO PSA FINANCE BRASIL S.A. CAROLINA ALEXANDRA MAZMANIAN BONFIM www.bancopsa.com.br 08007719090 BCO HONDA S.A. JOSE RICARDO BRANDAO PEREIRA www.bancohonda.com.br 08007746633 BANCO BRADESCARD NAIRO JOSE MARTINELLI VIDAL JUNIOR www.bradescard.com.br 08007279933 GOLDMAN SACHS DO BRASIL BM S.A JULIANA MARTINS ALVES DE MELO www.gs.com 08007275764 BCO SOROCRED S.A. - BM JULIANA PEREIRA DA SILVA www.sorocred.com.br 08007720602 BANCO INBURSA MAYRA MONTEIRO GONDIM www.bancoinbursa.com.br 08007417830 BCO DA AMAZONIA S.A. MARIA MARGARIDA RISUENHO MENDES www.bancoamazonia.com.br 08007222171 BCO DO EST. DO PA S.A. GLICERIA DEUSDEDIT CARVALHO DE MELO www.banpara.b.br 08002809040 BCO DE LAGE LANDEN BRASIL S.A. ALBERTO FLORES ROSA www.bancodll.com.br 08007042628 BCO BBI S.A. NAIRO JOSE MARTINELLI VIDAL JUNIOR www.bradescobbi.com.br 08007279933 BCO BRADESCO FINANC. S.A. NAIRO JOSE MARTINELLI VIDAL JUNIOR www.bradescofinanciamentos.com.br 08007279933 BCO DO NORDESTE DO BRASIL S.A. CLAUDIO LUIZ FREIRE LIMA www.bnb.gov.br 08000333033 BANCO MONEO S.A. TAIS ANDREIA CROTTI www.bancomoneo.com.br 08007235040 BCO CCB BRASIL S.A. VALDERCI DO ROCIO PRZYBYSZ www.br.ccb.com 08007252242 BCO KDB BRASIL S.A. EDUARDO LUIZ DA SILVA www.bancokdb.com.br/home.html 08007262532 BANCO TOPÁZIO S.A. NATHASSIA ATHAYDE FERREIRA www.bancotopazio.com.br 08006484040 BCO CSF S.A. ROBERTO GUIMARAES PEREIRA www.carrefoursolucoes.com.br 08007220422 BCO ORIGINAL DO AGRO S/A RENATA DE PAULO LIMA www.bancooriginal.com.br 08007550755 BANCOSEGURO S.A. FERNANDA LIMA VENCIGUERRA TASINAFFO www.bancoseguro.com.br 08007282167 BCO YAMAHA MOTOR S.A. NOBUKO TSUKAMOTO www.bancoyamaha.com.br 08007749000 BCO AGIBANK S.A. CESAR VOLMIR DE BARCELOS FRAGA www.agibank.com.br 08006012202 BCO DA CHINA BRASIL S.A. LUAN HENRIQUE MIOTTO DE OLIVEIRA www.boc-brazil.com 08009408505 BCO BANDEPE S.A. MONIQUE SILVANO ARANTES BERNARDES www.santander.com.br 08007260322 SCANIA BCO S.A. FABIANA ONEDA DE GENARO www.scaniabanco.com.br 08007717888 BANCO RANDON S.A. ANDREIA SCARIOTE www.bancorandon.com 08006450500 TRAVELEX BANCO DE CÂMBIO S.A. MONICA DOS SANTOS GOMES www.bancoconfidence.com.br 08007711878 BANCO FINAXIS KELLY NASCIMENTO DIORIO www.finaxis.com.br 08006011313 BCO SENFF S.A. VANISE DIAS 08007270270 BCO DO EST. DE SE S.A. NEILA MARIA SANTANA MENDONCA DE OLIVEIRA www.banese.com.br 08000219009 BEXS BCO DE CAMBIO S.A. CRISTINA CANTU PRATES www.bexsbanco.com.br 08007772397

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