WHAT REFIN AND PORTABILITY?
Is it possible to have more than one payroll loan?
Yes, as long as it does not exceed the consignable margin limit and the maximum amount of loans released by your agreement.
How soon do I receive the amount in my account?
Completed the analysis of its proposal and confirmed the reserve margin, you will get the value for a maximum of 2 business days.
What is credit portability?
It is the possibility for the customer who has a credit operation in a Financial Institution to transfer it to another, as long as the value and term of the operation in the new Institution are not greater than the outstanding balance and the remaining term of the credit operation carried out.
Who can apply for credit portability?
Any individual who has a credit operation in force in a Financial Institution that is part of the National Financial System.
What are the credit portability steps?
According to resolution 4,292, of 12/20/2013, you must:
The. Request from the institution that originated your operation the amount of your debt and the remaining term;
B. Inform the new institution of the data, as well as grant express authorization to start the portability process.