WHAT REFIN AND PORTABILITY?
The Investment
Without a doubt, Brazil is experiencing its strongest publicity and advertising wave in the investment area. The general idea is that you can invest more safely and profitably even if you are a layman. Of course, the truth (#amtruth) doesn't have two sides. Let's reflect before realistic narratives.
It is true that Brazilians have a high investment average in savings. And this fact, which is around 65%, is not good. Is it better than the act of not saving, being in debt and worse than the accommodation of not "risking" a more profitable investment and, why not say it, with the same security?
We'll cover investment in more depth in this section. But, roughly speaking, we need to understand that from the fact publicity and advertising the investment will not make everyone a Jorge Paulo Lemann, nor a Warren Buffet, but we can avoid the habit of losing money in savings. Yes, savings almost always yield less than inflation, which in practice makes your money smaller, despite being "larger", over time.
Simplifying the process, if you want to skip the step of becoming an investor, which can be good, but it can backfire if you take risks in investments that can bring record profitability, such as stocks, but at the same time it can bring the same yield or less than savings, there is no doubt that investing in government bonds in the direct treasury is safer and more profitable than savings. These are investments that start from R$ 30.00 and, with all security, bring a satisfactory and significant return.
And when I know I need to invest in riskier products and likely record returns? First, if you are an entrepreneur and dominate your sector well, there is no reason to set aside large amounts to invest in the financial market, as the risk history of investing in your own company will always be greater and safer. It is noteworthy, if you are aligned and doing well in your industry, the usual profit is much higher than any average for risky investments and the knowledge gained in your industry dampens the risk of losing money. But, the professional who derives his money, for example, from a private or liberal job, if he chooses this modality, it is better to be side by side with a specialist, rather than venturing out by reading the analysts' report and, due to the lack practice, slip into decisions arising from little experience in the sector.
AMTRUTH BLOG. WHY DO NOT OUR EYES SEE?
LEARN MORE ABOUT REGISTRATION SYSTEM? What is its reality and impact on the Loan?
Is the Loan a financial or behavioral act?
The FGTS Loan and the conflict with its own nomenclature.
Are banks the richest institutions in the world and have their financial reports (which should be public by nature) omitted whenever possible? What is this? What impact does this practice have on your daily life?
The Global Investment Wave. Will everyone have the performance proven by the return-on-investment advertisements that spread across the media?